European Record
1 Mio. € in 9:23 Min.

Hertha BSC

Successful
€ 1.25 million for growth

Little Lunch

About kapilendo

Alternative finance for SMEs

kapilendo AG is a full-service provider in the field of alternative finance for SMEs. kapilendo helps SMEs and established growth companies access classical and subordinate loans from private and institutional investors. The company has been operating out of Berlin since January 2015. To date we have originated loans amounting to more than € 40 million. We are backed by notable shareholders including, pension fund of the Berlin Chamber of Dentists, FinLab, Engel & Völkers Capital, Axel Springer and Comvest Holding.

Our terms

Amount

€ 50,000 – € 2,500,000

Interest

2.49 % – 12.00 %

Term

12 – 60 months

Our loans

Classical and subordinated loans

Classical loans

Class Fixed interest p.a. Probability of default
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Subordinated loans

Class Fixed interest p.a.
S
7,00 % – 11,00 %

 

Subordinated profit-participating loans

Class Fixed interest p.a. Revenue kicker
S
6,00 % – 10,00 % up to 25,00 %

Why P2P-Lending?

Invest efficiently in loans up to € 2.5 million

  •   low correlation to traditional asset classes
  •   steady returns
  •   direct

For years, the low-interest environment in Europe has made it difficult for institutional investors to generate sufficient returns. Even though interest rates for Government bonds and other secure investment opportunities are rising, the 4% target many pension funds and insurance companies require remains far off. The search for stable and predictable returns is a recurrent theme. Alternative forms of investments, like private debt, can provide investors access to the returns they need. Due to the low correlation to traditional asset classes SME loans are particularly suitable for diversification.

P2P Lending is a subset of the private debt asset class.

In contrast to “traditional” private debt funds which offer loans in the range of EUR 5 to 50 million, kapilendo’s digital platform provides an efficient model for the origination of smaller loans up to EUR 2.5 million, for German SMEs. In addition, the relatively small ticket size lends itself to building a diversified portfolio.

Contacts

We are looking forward to connecting with you

Christopher Grätz

Christopher Grätz

Co-Founder & CEO

4.7 Sterne – basierend auf Bewertungen von echten Anlegern & Unternehmen.

Mitglied im Bundesverband Crowdfunding

Wir sind Mitglied im Bundesverband Crowdfunding.

Mitglied im European Crowdfunding Network

Plattform-Mitglied im European Crowdfunding Network
Bekannt aus:
Süddeutsche Zeitung
Gründerszene
NZZ – Neue Zuercher Zeitung
Berliner Morgenpost
FAZ – Frankfurter Allgemeine Zeitung
Boersen Zeitung